Antiques

While the term ‘antique’ generally refers to items 100 years old or more, the rising value of 20th Century objects has meant that collections may include items of significant and increasing value made in more recent years.

In any event, over a relatively short period, values change. This occurs through fluctuations in supply and changes of fashion. Of course this may also mean, in certain instances, that values may fall, in which case, a client may be paying a premium substantially higher than is required for adequate insurance cover.

We recommend that a Valuation be reviewed every three years, and adjustments made to record significant rises or falls in value.